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General Discussion: General Motorcycle Discussion. If it's related to motorcycles in any way, and doesn't fit into a more specific forum, it goes here. | |||||||
06-10-2009, 9:07 PM
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| Join Date: 06-10-2009 Location: Edinburgh, UK
Bike(s): Honda CBR1000RR 2009 HRC Posts: 4
Rep:  (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? HI, im new, cbr1000rr 09 HRC, picking up next week ! the lowest quote i got was £1395 fully comp, by honda insurance. third party fire & theft was about the same, and third party only was £590. 34 years old, passed bike test 2007, zero NCB. £1395 is alot, i am sick of getting quotes, thats the best i can get, most not insuring. please let me know if that sounds about right, or can anyone recommend any insurance company. Cheers Adam |
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06-18-2009, 4:24 PM
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| I'm a bird.. NOT a bloke!!!    Join Date: 03-15-2008 Location: Everywhere.. via the interweb
Bike(s): Honda, Kawasaki Posts: 8,329
Rep:  (2583) Rep Power: 35
  | Re: How much do you pay each year for motorcycle insurance?  Just had my insurance renewal in... £111.14 for the year, fully comprehensive with 2 years no claims bonus...I'm a bit gutted actually, I've got an extra years no claims and it's only gone down £4 on last years figure 
__________________ Some days you're the bug; some days, the windscreen! Blade Rider - Life, The Universe & Everything.. Biking |
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06-18-2009, 4:37 PM
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| oh no! another puerto rican with a 'blade   Join Date: 05-30-2008 Location: ocean, nj
Bike(s): 2001 929, 2009 hd vrscdx Age: 31 Posts: 896
Rep: (267) Rep Power: 4
| Re: How much do you pay each year for motorcycle insurance? im $1100 this year full coverage with roadside assistance. in nj thats cheap for a 929
__________________ www.myspace.com/charley1378 |
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06-18-2009, 4:39 PM
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 Join Date: 03-23-2008 Location: UK
Bike(s): 1995 CBR900rr, 1990 GSX-R 750, project Blade Age: 41 Posts: 6,254
Rep: (2934) Rep Power: 37
| Re: How much do you pay each year for motorcycle insurance? Quote:
 I'm surprised you didn't get free insurance from honda when you bought it!!.......I use a local broker as they were 100quid cheeper on the same policy as i was quoted on line currently pay aprox £400 on one policy for all my bikes.. , also covers me to ride any other bike  well chuffed it's like having the old rider policy**all us older(those that remember it!) riders must morn the demise of norwich unions rider policy 
__________________ As long as I fall, I don't hit the ground. As long as I fall, I'm safe & sound. | |
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06-18-2009, 6:57 PM
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| How fast does your crotch rocket?    Join Date: 08-29-2008 Location: Laramie, WY
Bike(s): 2006 CBR 1000RR Age: 22 Posts: 2,419
Rep: (1880) Rep Power: 22
 | Re: How much do you pay each year for motorcycle insurance? Just cut the check about a week ago, $768 per year for full coverage for a 22 year old with a 1000rr But remember kiddies, not all full covereage can be this cheap for a 1000rr...I live in Wyoming and they probably haven't figured out what it is  |
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06-18-2009, 7:19 PM
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| Join Date: 07-29-2008 Location: Scotland
Bike(s): 09 repsol Posts: 347
Rep: (394) Rep Power: 5
| Re: How much do you pay each year for motorcycle insurance? Quote:
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06-18-2009, 7:39 PM
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| Out Of Many, We Are One  Join Date: 06-30-2007 Location: SE London, United Kingdom
Bike(s): CBR954RR, Hornet CB900F-5, VFR800FI + More Posts: 6,906
Rep: (2126) Rep Power: 30
| Re: How much do you pay each year for motorcycle insurance? Quote:
The Hornet and the 954RR are both alarmed, I have a Oxford Ground Anchor (surprisingly they don't ask you if it is fitted), Protected No Claims and they are parked in a locked garage overnight. Another thing that plays a big part is your mileage per year. Although you maybe restricted to say 5000 miles, if someone else rides your motorcycle you have no control over the mileage wink wink nudge nudge.
__________________ "Second is the first of the losers..." | |
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06-19-2009, 5:53 AM
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| Join Date: 06-10-2009 Location: Edinburgh, UK
Bike(s): Honda CBR1000RR 2009 HRC Posts: 4
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? thanks for that arg954 ! went ahead with it, insured on other bikes aswell (3rd party) there is a garage clause, which is, if the bike's not in my garage, and is stolen within 500metres of my garage, then the excess will double. weird ! anyway i'm over the insurance thing now................... I'M WAITING FOR DELIVERY OF MY BIKE TODAY ! i feel like a kid again ! i'm constantly looking out the window for it, it should be here any time now ! Adam Khan ps. i have never taken delivery of a new bike before, anything i should know about, things to check, ask etc. |
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06-19-2009, 1:03 PM
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| Join Date: 07-29-2008 Location: Scotland
Bike(s): 09 repsol Posts: 347
Rep: (394) Rep Power: 5
| Re: How much do you pay each year for motorcycle insurance? Quote:
 only one thing keep an eye on ur oil levels apart form that enjoy and be safe | |
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06-27-2009, 7:47 PM
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| Join Date: 02-28-2006 Location: Pasadena California
Bike(s): 97 Honda 900 rr 05 rc 51 Age: 45 Posts: 55
Rep: (10) Rep Power: 4
| Re: How much do you pay each year for motorcycle insurance? 82 a year with progressive. I am 44 no tickets. Married with wife and kids. 05 rc 51 and 97 900rr |
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06-27-2009, 8:03 PM
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| Join Date: 03-14-2009 Location: New Jersey
Bike(s): 94 Cbr 900rr Posts: 14
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? It seems like you got an awesome deal...at least to me. Geico has me paying a little over $1000 for limited liability on CBr 900. I think I should check out State Farm. |
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06-27-2009, 8:19 PM
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| Join Date: 03-14-2009 Location: New Jersey
Bike(s): 94 Cbr 900rr Posts: 14
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? Corrction on last post. I'm actually paying $550 a year. But I'm a new ride; only been riding for only 6 months so I figure that has a lot to do with my pricing and the fact that I'm 29. |
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06-27-2009, 10:41 PM
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 Join Date: 05-09-2009 Location: Palm Beach
Bike(s): 00 929 RR Posts: 15
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? 00 929- Gainsco insurance, I pay $230 per year in Florida with a clean driving record, they quoted $1200 per year full coverage |
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06-30-2009, 7:33 PM
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| Join Date: 09-07-2007 Location: So Cal
Bike(s): 2005 Hayabusa lots of mods Posts: 1
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? Geico Insurance, I'm 50 My Bike -Busa- cost of insurance 12 months 263.00 |
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07-07-2009, 4:44 AM
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| Join Date: 07-06-2007 Location: wolverhampton (england)
Bike(s): 1993 fireblade rr-p Age: 23 Posts: 122
Rep: (184) Rep Power: 4
| Re: How much do you pay each year for motorcycle insurance? i posted on this thread on page 2 . . . . since then my insurance has gone from £1100 third party fire and theft-----> £500 fully comp!!! class!! 2 years makes all the difference. i even have points now!! |
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07-11-2009, 2:45 PM
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| Join Date: 11-10-2008 Location: california
Bike(s): 89 VTR250 85 VF500F Posts: 5
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? state farm about $70 per year liability only |
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07-11-2009, 5:27 PM
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| Join Date: 04-18-2009 Location: Kentucky
Bike(s): 03 954 Posts: 22
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? I am paying $125 / year on my 03 954 for liability only. They wanted $1900/ year for full coverage. I am 38 years old with no tickets. |
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07-24-2009, 2:47 AM
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| Join Date: 07-03-2009 Location: NY
Posts: 27
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? 172/yr for liability/ state min. 26, few tickets. |
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07-28-2009, 3:36 AM
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| Join Date: 07-26-2009 Location: Sydney
Bike(s): 2009 Fireblade Posts: 23
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? $1,340.00 per annum for comprehensive insurance. That's in Sydney, Australia, with 65% no claims bonus, less than 8000 kms travelled per annum, and is a total fu*K#n rip off. But hey, what do you do? Oh, and I've shopped around too. Big time. |
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07-30-2009, 5:47 PM
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| Join Date: 05-10-2009 Location: Caterham
Bike(s): 57 FIREBLADE Posts: 5
Rep: (11) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? Just had my 57 repsol blade nicked so had to claim for theft, had to pay an additional £110 to cover a new 09 repsol blade, making a total of £430 with excess of £350. 7 YEARS NO CLAIMS, 39 yrs old. bargain on a £10k bike I'd ay given what the unlucky guys in the USA are having to pay!! |
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08-14-2009, 9:26 PM
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| Join Date: 08-10-2009 Location: Bedfordshire
Bike(s): 918 rrv Posts: 131
Rep: (119) Rep Power: 2
| Re: How much do you pay each year for motorcycle insurance? As a new rider, well coming back to it, on a 918rrv paying £242 fire and theft of £840 comp 38 this year. No no claims,just straight insurance |
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08-21-2009, 3:46 PM
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| Join Date: 04-14-2009 Location: South Africa
Bike(s): CBR1000RR 05 Posts: 10
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? I live in South Africa and ride a 2005 FireBlade. I pay about R430 a month, or R5160 a year which is about $645 a year (US)! Not bad I think. But I've had the bike new since 2006 Jan and it halved since I first insured it! I've also never claimed once and the nice thing about my insurance is that I'm covered up to B group at track days!  Last edited by Lance46 : 08-21-2009 at 3:58 PM. |
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08-21-2009, 5:56 PM
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 Join Date: 06-10-2008 Location: Birmingham, Alabama
Bike(s): CBR1000rr6 Age: 22 Posts: 632
Rep: (566) Rep Power: 7
| Re: How much do you pay each year for motorcycle insurance? 600 full coverage...22 years old(married) 2844 liability car 
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08-29-2009, 2:52 PM
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| Join Date: 07-15-2009 Location: Denmark/Latvia
Bike(s): Fireblade 2007 Repsol Posts: 12
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? I have 1000rr, pay 20 euro for 3month in Latvia  (not full coverage)But nice price |
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09-18-2009, 11:53 AM
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| No, I'm not the Stig.... Join Date: 08-08-2008 Location: Gibraltar
Bike(s): White/Black 2008 Fireblade Age: 30 Posts: 127
Rep: (12) Rep Power: 2
| Re: How much do you pay each year for motorcycle insurance? Just got my renewal through from last year being £540 ish?? in Jan I made a £4k claim for new front end and service costs This year its only gone up by £90 to £664 for Fully Comp - with no NCD!!!!!! |
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09-22-2009, 5:21 PM
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| Join Date: 09-01-2009 Location: Ontario
Bike(s): 1995 Honda CBR900RR, 50,000+kms/31000mls. Posts: 9
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? Holy. Some of the rates I'm seeing on here are good. I have a 95 Honda CBR900RR and my insurance is $1300 for full coverage and like $1000 for basic insurance. That is Canadian of course, since I'm in Ontario. I have a clean driving record. No speeding tickets at all. When I first got a quote it was $900 a year. Then when I bought the bike and went to get the insurance I told them, the bike was a 95 and not a 94. I expected a little more a year, like say $100. That brokerage told me it'd be a 300% surcharge since the bike was not 94 and older. My rate was going to be over $3,000. I almost thought I was going to have to turn around and sell the bike. |
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09-25-2009, 12:41 AM
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| Join Date: 09-25-2009 Location: Lexington, Ky
Bike(s): 2001 Honda CBR 929 Posts: 6
Rep: (10) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? i pay $120 bi annual |
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09-25-2009, 1:29 AM
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 Join Date: 05-23-2009 Location: Morrisville, PA
Bike(s): '03 CBR 954RR Posts: 38
Rep: (17) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? I pay $543/yr for my '03 954 w/ State Farm |
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09-25-2009, 3:20 AM
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| WYSIWYG  Join Date: 12-11-2006 Location: Old Bar, Australia
Bike(s): 2003 954 fireblade Age: 53 Posts: 6,969
Rep: (2822) Rep Power: 37
| Re: How much do you pay each year for motorcycle insurance? Just renewed mine and I'm $620.88 lighter.
__________________ I was young and stupid then. I'm old and stupid now. We get too soon old, and too late smart. |
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09-29-2009, 1:25 PM
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| Join Date: 09-27-2009 Location: Terre Haute, IN, USA
Bike(s): 2003 CBR954, 2008 Raptor 700 Posts: 26
Rep: (11) Rep Power: 0
| Re: How much do you pay each year for motorcycle insurance? 26 points on license, pay $68/month for comp through State Farm... Ugh. |
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