[leatherken]

Yes my friend is a big wig with state farm and she said that the amount of claims has dropped but the ones they do see are catastrophic

[crono_619]

$300.

[LoopyLee]

Originally Posted by Dignam

Still dont understand how girls get such a discount. As an example I was just almost ran over by a woman driving *** On the WRONG side of the road ***

Originally Posted by hayesb929RR

No joke, I handle more claims with women than I do men. Although, the ones with guys are usually worse.

Apparently we are supposed to be safer drivers I dont take stupid risks on my bike, unlike some of the male riders I have seen.. either way I'm not complaining about getting a discount for being a girl..

I fell off my bike last year trying to get out of the way of a female minibus driver, but have had more incidents with men pulling out on me, seriously bad tailgating, etc., than with women doing the same..

[Dubbsy]

$200/year for everything but Collision and $100 deduct on Comp. Pretty high payouts for everything else.

I'm 24 with a crystal clear record on a 96 CBR600F3.

[Tony929]

around 1K per year for full comp and $370 for tyre and rim insurance, worth it's weight in gold.
As two days after i took out the ins i got a screw in my rear and we all know how exp that can be! But tyre was replaced with a new one no questions.

[slickwill]

No offense but $370 a year will buy a lot of tires. What are the odds of two incidents like that in any one year? Even if you blew one rear and one front every single year that would only be $300 a year out of your pocket. I just had a brand new set of 208's mounted and balanced for $270. I'd say save the $370 and get a new set of tires every year. For $370 you could get 2ct's or Corsa III's.

[Tony929]

That $370 is for 3yrs cover... and that is my second flat for the year, the other one was 2weeks after buying a new set for my now gone ZX6R. $500 for the set here and thats cheap for Bridgestone. Oh and a rear for my 929 pilot2 is $340

[slickwill]

Okay cool, for three years the math works out much better. I didn't notice the first time that you were in Australia. I've never had a single flat in all the years I've ridden so I don't think I need any coverage. I'll get a flat now since I said that, ha. My flat insurance is a plug kit in my trunk so that I at least can get home to change the tire.

[Tony929]

I even can call a tow truck to come and pick my ride up take it to the shop up to $120 in tow fees so its a good deal i think and it also includes rim as well.

Yeah i guess i was a bit vague on details...

[hgate73]

Progressive quoted me at $1300 per year for liability + theft protection on a 1000RR. I have a clean record, and live in Arizona.

[steingar]

I just got a bill for $75 for the Goldwing.

[red-donkey]

Progressive @ $78 year for liability only because it's the law.

Buying insurance is like gambling and I don't want to bet against myself. IMHO, spending my money on bets when I don't have the correct odds costs lots of money over a lifetime.

don't have industry info but I'd guess that a significant % of claims are coming from guys that are either taking too many chances or have no business on a bike to begin with. I started a "crash pool" at work and and I collected twice in a row as my selection as "most likely to dump it" did just that. We are all paying the premium for guys like this.

Even though my 954 is used as a commuter, I still consider it a toy. I made a it a policy long ago not to finance or over-insure toys.

If I can't afford to crash it, I won't own it. I never park it in a place where it can get stolen. My med coverage will pay for bone/skin repair.

Sorry if this comes across as a highjack .

[kd4ysi tony]

mine is 78for the year on my 97vfr750

[08silvercbr]

$181 pr year....State Farm

[taurag]

Want to becom an instant millionaire? Easy, start an insurance company!!! I swear, they are the biggest cons of the 21st century. I really hope their days are numbered. There must be some other way of protecting one's assets. I was shocked to learn that only a fraction of these giants turnover goes into paying out customers. 95% of our hard earned cash which we hand over to them, they invest in bonds and equities on the stock market. They are laughing all the way to the bank. There's only one answer, if their rates are too high, don't support them. I personally hate them and haven't insured my bike or car now for over three years and never had an accident, thanks to practicing safe driving/riding and prayer. You mighyt think this is crazy on my part but ask yourself this question, can you insure yourself against aids? If not, then how do you void it? Answer's quite simple.

[shogunsan]

Insurance seems to be cheaper in the USA than England? But I have heard its much more again in Norway?

[Cato85]

Statefarm 250 deduct 100/200 across the board and 33.00 month for statefarm. geico wanted 430.00 per month with 50/100 across and 100 deducable

[BLUNT BLADE]

Only £64 for me... woohoo! hehe

[taurag]

Originally Posted by red-donkey

Progressive @ $78 year for liability only because it's the law.

Buying insurance is like gambling and I don't want to bet against myself. IMHO, spending my money on bets when I don't have the correct odds costs lots of money over a lifetime.

don't have industry info but I'd guess that a significant % of claims are coming from guys that are either taking too many chances or have no business on a bike to begin with. I started a "crash pool" at work and and I collected twice in a row as my selection as "most likely to dump it" did just that. We are all paying the premium for guys like this.

Even though my 954 is used as a commuter, I still consider it a toy. I made a it a policy long ago not to finance or over-insure toys.

If I can't afford to crash it, I won't own it. I never park it in a place where it can get stolen. My med coverage will pay for bone/skin repair.

Sorry if this comes across as a highjack .

Glad we on the same wavelength.

[FTP_929]

Originally Posted by dattaway

I think State Farm is squeezing my wallet for $70 a year for liability on my cbr600f4. They are ripping me off to the tune of $300 a year for full coverage on my cbr1000rr. I hope Geico and Progressive can give me lower rates.......

.....


got a quote today,standard coverage for a 2006 GSXR 1000...

$6,116.56 a YEAR....i'm so glad insurance isnt required for bikes down here.

[bettingpython]

just added a new vehicle to the stable.

08 mustang GT
07 F-150
06 cbr600f4i
03 cbr954rr

Liability, comp and collision the whole shooting match we pay $270 a month, just got a quote from progressive since they keep bugging me, and I had 5 minutes of boredom to kill so thought I'd give the cold calling dork a shot at feeling good. $2400 year for just the 954, the whole package was almost $7000

[DragonRider]

I use Bike line from Markel Ins, online is the easiest way to get a quote and buy a policy. I insure my Harley 1596CC's(Full Dresser 07) for 428/.year with full coverage, when I got my 02 954 insured with them it was 510/year with no collision/comp, $1000 deductible. I am 32, over 10 years riding exp, but I have had a few infractions in the past 7 years...hopefully they will give me a break when they fall off my record.

My wife is 25 with a 07 Dyna Wide Glide and pays 400/year with progressive..I think I am being discriminated against because I am male and have testosterone...

Honestly, I am psyched with these rates, Geico wanted over 2k/year for both bikes and another 800 for my truck.

[bettingpython]

You got screwed on the 954 insurance, 250 deduct comp and collision under 400 a year.

[I_FLY_LOW]

156 per bike, per year, liability only, 98 1200 bandit, and 2000 929...
geico.. Gonna see what a combo deal with my truck and bikes, from State farm will be...
I hear from a few fellow riders, that they get a good premium rate... when I find out the quote, I'll post any difference...

[08silvercbr]

Originally Posted by FTP_929

.....


got a quote today,standard coverage for a 2006 GSXR 1000...

$6,116.56 a YEAR....i'm so glad insurance isnt required for bikes down here.

holy crap whats your driving record like?

[FTP_929]

Super clean

i had one issue with police but i got it all cleared with no points on my license

[DragonRider]

Also in states that don't require insurance...ie New Hampshire...you pay a lot more for the luxury of having it, they screw you a bit that way!

[jimmydean]

250 deductible and 792 a year for full coverage