Went down this weekend

socal_dan · 08-11-2009, 10:06 AM

Well guys I went down on saturday. Im afraid the bike might be totaled.. Question?? Its a salvage title bike..I have full coverage... Does the insurance will insurance pay payoff? I only ask because I already have 6 grand in the bike, and payoff is about two grand.. I dont want to be down a lot of money.

setanta · 08-11-2009, 10:13 AM

First question from me is hows you?

Not sure where you from so I dont know how the insurance works there.

Ins should give you the market value of the bike as when you crashed, so you shouldnt lose too much, I guess

jrivas · 08-11-2009, 10:25 AM

hope all is well dan, setanta is right, they will give you market value..........

Twincam · 08-11-2009, 11:55 AM

Did you tell them about the modifications you added to her? If they don't know about them, they may try and wriggle out by saying you mis-led them and therefore your insurance was invalid.

If you insurance is still valid, they will probably only give you what its worth on the market. (Over here, depending on what degree it was written off, they may only pay up to 80% of the market value - might be cheaper to buy it back and re-build it again)

socal_dan · 08-11-2009, 5:02 PM

I turned out fine. I never leave the garage with out full gear. As for the RC she didnt make it out to good. Damage to the tank, cans, front, right side and tail plastics. Pulled it all off and found the busted snorkel. Cross your fingers for me. I would hate to have to find another RC. We are still waiting to hear back from the ins. Just worried about the California laws on salvage titled bikes.

cbr1kfireblade · 08-11-2009, 5:09 PM

Quote:

Originally Posted by socal_dan

I turned out fine. I never leave the garage with out full gear. As for the RC she didnt make it out to good. Damage to the tank, cans, front, right side and tail plastics. Pulled it all off and found the busted snorkel. Cross your fingers for me. I would hate to have to find another RC. We are still waiting to hear back from the ins. Just worried about the California laws on salvage titled bikes.

glad to hear your okay, it seems alot of us are going down here recently, i just wrecked last tues and fractured my foot in 3 places because i WAS to cheap to buy boots

jazzy · 08-11-2009, 5:18 PM

Good to hear you're ok dan. Gutted for you for the bike, but you should be ok with the insurers

Keep us posted bud.

macca9540 · 08-11-2009, 5:48 PM

Hope it sorts out OK. You're fine, thats the main thing.

jrivas · 08-11-2009, 6:23 PM

whatever the turnout with the insurance, dont lose hope danny boy!! take it from me, my rc was in a house inferno and totaled..... i didnt have insurance, and she is alive and kicking better than ever!!! worse comes to worse, if you buy that puppy back, fireblades.org just may be the place to find the parts you need. so turn that frown upside down

and chin high!!!!! it b ok!!

Destructo · 08-11-2009, 6:38 PM

Glad to see you're OK, it looks like you made a good job of the bike though....

MMA03954 · 08-11-2009, 6:47 PM

Quote:

Originally Posted by socal_dan

Well guys I went down on saturday. Im afraid the bike might be totaled.. Question?? Its a salvage title bike..I have full coverage... Does the insurance will insurance pay payoff? I only ask because I already have 6 grand in the bike, and payoff is about two grand.. I dont want to be down a lot of money.

Looks like GMAR or Turnbull Canyon? I have crashed on both roads.......hope you are ok.....you should be ok with insurance......

zerogara · 08-11-2009, 9:42 PM

Get what you can out of the insurance and the bike, then part it out on eBay and find an other. It is a buyers' market anywhere you look and plenty of RCs with real low miles going cheap. If you have any expensive aftermarket parts that are salvageable (carbon air box, Ohlins shock, etc.) keep them for the next bike.

I am now living in a very similar to So.Cal climate, hot and dry, dusty, and have learned that despite of the heat asphalt loses traction as it is melting and releasing oil to the surface, blended with blowing dust and contaminants it is scary slippery. I like riding in the dark though and when it cools off and becomes more solid in the early morning hours with all the idiots sleeping still, it is pure joy!

Bikes can be replaced or fixed, people can't! I;m glad you are ok enough to write. Imagine you could be writing with your chin, doubt you would be writing about fixing the bike though, drinking through an IV bottle etc.
I can;t repeat this enough, unless you really have to, don't ride alone in remote areas. Have riding buddies and set rules with them about NOT racing each other or passing in curves, and constantly be within eye-sight of each other. learn basic CPR and at least one have a medical kit with you. There is nothing like being broken up in a ditch where nobody will ever see you dying from simple wounds and dehydration/hypothermia.

setanta · 08-11-2009, 9:53 PM

Quote:

Originally Posted by zerogara

Bikes can be replaced or fixed, people can't! I;m glad you are ok enough to write. Imagine you could be writing with your chin, doubt you would be writing about fixing the bike though, drinking through an IV bottle etc.
I can;t repeat this enough, unless you really have to, don't ride alone in remote areas. Have riding buddies and set rules with them about NOT racing each other or passing in curves, and constantly be within eye-sight of each other. learn basic CPR and at least one have a medical kit with you. There is nothing like being broken up in a ditch where nobody will ever see you dying from simple wounds and dehydration/hypothermia.

Blakey0078 · 08-12-2009, 12:24 AM

Alive to ride another day!!!

setanta · 08-12-2009, 6:21 AM

Hey Zero Im Irish

skwyd · 08-12-2009, 1:28 PM

Glad to hear your okay, but now you have a great TRACK BIKE!

PWP · 08-12-2009, 2:34 PM

Glad you are still here to chat about it Dan

I bought an RC51 a couple of months ago and will be giving a full respray over the winter

To give you an idea of cost for used original plastics and tank, including an air box, total came in under £300 ( all off ebay )

Hope the insurance works out good for you, take care

socal_dan · 08-12-2009, 4:25 PM

I heard that!! I was wanting a track bike. The ins comp came out this morning and took pics. He told me he would call with in a few days with numbers.. Ill keep everyone posted..

skwyd · 08-12-2009, 4:29 PM

If you have the original receipts for everything you have added, you can give them a copy to help ensure you get the most money you are entitled to. I have experienced this myself. Also if you wish to buy the bike back from them when they 'Total' it, be sure that they send you a check for the amount owed minus the cost of the bike. If they send you a check for the total amount and you cash it, then the bank or their salvor will own the bike and it is not likely you will be able to get it back. This is because they are limited to their options once you have cashed the check due to laws regarding ethical business practices to keep the salvor honest. It is similar to how you can keep speeding tickets off your record by overpaying for the ticket and not cashing the reimbursement check they send you.

GOOD LUCK BRO!

zerogara · 08-13-2009, 7:03 AM

Honda : RC51:eBay Motors (item 190327969289 end time Aug-21-09 14:56:01 PDT)
Would you call this luck, it seems this bike is missing what you have, or your is missing what it has.

In 8 days you can use the evidence against the insurance if it helps your argument.

Quote:

Originally Posted by socal_dan

I only ask because I already have 6 grand in the bike, and payoff is about two grand.. I dont want to be down a lot of money.

954WRECKER · 08-13-2009, 4:32 PM

Make sure the insurance company uses local prices (SOCAL ONLY) because there is a huge difference in RC51 prices outside of Southern California. I got my 05 in AZ for $4500 with 15K a few months ago. Socal prices are almost double everywhere elses prices. I'm not saying the socal RC51 people are getting the crazy high prices they are asking but that is not stopping them from trying! Hopefully this Socal pricing bubble helps you get a nice fat check from the Ins company. Plus they will probably let you buy it back for next to nothing too. Goodluck

socal_dan · 08-13-2009, 9:25 PM

Well talked to the insurance co and it turns out that the salvage title bike i bought is not a salvage title bike at all.. If it was a salvage titled then they would give me $3500 for it. turn out that I have about 5g's in damages and the bikes is valued at 8g's.. wahoo the RC gods are looking out for me.. Is it time to go with a full carbon fiber kit tank and all or just let the dealer take it back to original?? Them me what you think?

Brendan Lennon · 08-13-2009, 9:31 PM

Quote:

Originally Posted by socal_dan

Them me what you think?

I think you should buy a blade, much more user-friendly and less likely to spit you off than an RC51 !

954WRECKER · 08-13-2009, 9:44 PM

Great news. Buy the bike back at a super low price and have a ton of spare parts for the new RC.

zerogara · 08-13-2009, 10:12 PM

Quote:

Originally Posted by Brendan Lennon

I think you should buy a blade, much more user-friendly and less likely to spit you off than an RC51 !

This is like saying "buy a 22' automatic instead of a shot gun if you are trying to blow your brains out".

If user friendly is what you like buy a VFR or a Hornet, a BMW F800 maybe?

Brendan Lennon · 08-13-2009, 10:40 PM

Quote:

Originally Posted by zerogara

This is like saying "buy a 22' automatic instead of a shot gun if you are trying to blow your brains out"

No it isnt, its more like saying "ride a WSB dinosaur into battle or take the more sophisticated F-16 fighter jet"

kewjr · 08-13-2009, 11:58 PM

glad you ok man, sorry about the bike.

Chum · 08-14-2009, 12:37 AM

Awsome. Glad things turned out for you.

jkobflys · 08-14-2009, 1:48 AM

Quote:

Originally Posted by Brendan Lennon

No it isnt, its more like saying "ride a WSB dinosaur into battle or take the more sophisticated F-16 fighter jet"

It's more like...
It takes skills to ride it so get the easier to ride Blade....

Chum · 08-14-2009, 3:42 AM