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post #1 of 26 Old 09-07-2004, 12:31 PM Thread Starter
 
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Insurance Funny (or maybe not so funny)

It has been several weeks since I got the VFR, and I still hadn't gotten my insurance cards in the mail. My agent is usually good about getting them out to me quickly, so I gave them a call to check.

Turns out that the finance person at the dealer never contacted them to switch my insurance over. So, I rode for over 3 weeks with no insurance. If an accident had ocurred, I guess I would have been up the creek.
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post #2 of 26 Old 09-07-2004, 12:33 PM
 
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Re: Insurance Funny (or maybe not so funny)

yeah, in 3 bikes, 3 vehicles, etc, not ONCE have they called my agent to let them know I have a new vehicle... I've just gotten in the habit of calling them the first business day after the new "ride" arrives...
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post #3 of 26 Old 09-07-2004, 12:34 PM Thread Starter
 
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Re: Insurance Funny (or maybe not so funny)

This is the first time it's happened to me... They've always done it without a problem.
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post #4 of 26 Old 09-07-2004, 12:41 PM
 
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Re: Insurance Funny (or maybe not so funny)

Strange, I thought AHFC requires the dealer to call the insurance agent to make sure the motorcycle gets proper coverage. My dealer won't even let me make the call, they insist on calling for me.
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post #5 of 26 Old 09-07-2004, 12:44 PM
 
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Re: Insurance Funny (or maybe not so funny)

Same thing happened to me one time with an old car of mine. Guess its just luck that nothing did happen during that time although I don't know whos fault it would be
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post #6 of 26 Old 09-07-2004, 12:48 PM
 
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Re: Insurance Funny (or maybe not so funny)

I never even considered that the dealer would call my insurance. Sounds kinda odd that you would even expect it. There is always a waiting period when picking up a bike, be it 15 minutes or sometimes even more. That's when I pick up the cell and call the insurance company with my new VIN number. This way there is no confusion and I know I'm riding off the showroom floor with no worries about insurance.

Ride Red
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post #7 of 26 Old 09-07-2004, 12:50 PM Thread Starter
 
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Re: Insurance Funny (or maybe not so funny)

Like I said, it has always been handled for me; and they told me they would this time as well. (Mainly because the finance companies require insurance, and the dealers are required to supply that information to the finance company when they do the paperwork.)
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post #8 of 26 Old 09-07-2004, 12:50 PM
 
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Re: Insurance Funny (or maybe not so funny)

Quote:
Originally Posted by TGZ13
Same thing happened to me one time with an old car of mine. Guess its just luck that nothing did happen during that time although I don't know whos fault it would be
Ummm....your fault. Last time I checked, the dealer wasn't my mommy.

Ride Red
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post #9 of 26 Old 09-07-2004, 12:56 PM Thread Starter
 
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Re: Insurance Funny (or maybe not so funny)

All I can say is, that with all 8 cars/trucks, and all 5 motorcycles I have purchased, I have never had to contact the insurance company. The dealers are supposed to do it to comply with finance company regulations.

Now if you pay cash for a vehicle, that's different. In that case, yes, it should be your responsibility.
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post #10 of 26 Old 09-07-2004, 1:04 PM
 
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Re: Insurance Funny (or maybe not so funny)

I have always had to take care of it. Only bought 4 or 5 vehicles (with financing) though.




Last edited by luvtolean; 09-07-2004 at 1:04 PM.
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post #11 of 26 Old 09-07-2004, 1:10 PM
 
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Re: Insurance Funny (or maybe not so funny)

State Farm will cover you for up to 30 days after a purchase just because of problems like that.
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post #12 of 26 Old 09-07-2004, 2:25 PM
 
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Re: Insurance Funny (or maybe not so funny)

Quote:
Originally Posted by EDDIE110171
State Farm will cover you for up to 30 days after a purchase just because of problems like that.
Yep.

State Farm is simply the best.
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post #13 of 26 Old 09-07-2004, 2:35 PM
 
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Re: Insurance Funny (or maybe not so funny)

Allstate does the same in AL but the bike insurance is double that of Progressive.

Must obey the sheep dog
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post #14 of 26 Old 09-07-2004, 3:17 PM
 
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Re: Insurance Funny (or maybe not so funny)

Quote:
Originally Posted by sheepofblue
Allstate does the same in AL but the bike insurance is double that of Progressive.

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post #15 of 26 Old 09-07-2004, 3:37 PM
 
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Re: Insurance Funny (or maybe not so funny)

Quote:
Originally Posted by sheepofblue
Allstate does the same in AL but the bike insurance is double that of Progressive.
Allstate won't even write a policy for most sport bikes here.
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