Re: Insurance / Storage question
Critz, I don't know if this is relevant to your case, but my son had a situation in which he had gone to Europe after graduating college, and stayed a few weeks longer than he had planned. During this time, he allowed his car insurance to lapse, since the car needed radiator work anyway and wasn't drivable. When he got back, he reinstated his policy.
4 months later, he gets a new job and a different car, and can't get coverage, because he couldn't show 6 months continuous coverage on his previous vehicle, despite the fact that that car was covered for four years, except that one month.
The insurance companies were taking this opportunity to treat him as if he was a new driver. I put him on my fleet coverage so he could move on.
These damned insurance companies will find any excuse to screw with everybody, so watch out for unintended consequences.
One more story - when I was 19,(32 years ago) and about to get married, my wife and I bought our first car for $375.00. ( 1964 Dodge Dart wagon) We needed to get it insured, but Allstate wouldn't insure me because I wasn't married, and too high a risk because I had been the hittee in a hit and run accident on my motorcycle the previous year. At that point they wanted to charge me more than the car's value per year.
I mentioned this to my dad, since it was his agent. He got on the phone and asked his agent to pull out his file, and make sure the house, three cars, the pool, the fire and earthquake insurance were all there. Then he told him to shove them all up his ass and hung up.
The agent called back within two minutes, and guess what? He 'found a way' to insure me at a reasonable rate. Pricks then, pricks now.