Insurance Question? - Honda Motorcycles - FireBlades.org
Honda FireBlade Discussion of the Honda CBR 900RR, Honda CBR 929RR, Honda CBR 954RR, and Honda CBR 1000RR Motorcycles.

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post #1 of 31 Old 05-29-2009, 11:00 AM Thread Starter
 
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Insurance Question?

What is a reasonable price per year on a 2009 CBR 1000rr?

Progressive quoted: $1800 - $2300
Geico quoted: $1,350

Ouch!
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post #2 of 31 Old 05-29-2009, 11:08 AM
 
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Re: Insurance Question?

certain factors determin what is reasonable: driving record, age, and type of motorcycle. considering the hp of the 1000rr you can expect to pay a bit more. those figures dont seem entirely to high compared to rates where im at. my 929 was $1359 last year and $1100 this year. i have a clean record. a 1000RR would have cost me $1700 with my insurance company last year.

hope that sheds some light for you...
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post #3 of 31 Old 05-29-2009, 4:13 PM
 
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Re: Insurance Question?

All kinds of factors, zip code, lojack, garged ect. Everytime I move I get a differnt rate.
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post #4 of 31 Old 05-29-2009, 4:29 PM
 
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Re: Insurance Question?

man they told me 543 a month just cuz im 17

a 30 year old could easily be just as stupid as me
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post #5 of 31 Old 05-29-2009, 4:59 PM
 
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Re: Insurance Question?

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Originally Posted by alchemist117 View Post
man they told me 543 a month just cuz im 17

a 30 year old could easily be just as stupid as me
Naw I'm getting ready to turn 30 and trust me most guys that are 17, are dumb as sh*t. You just dont know it yet, every few years you will look back and say damn I was stupid as sh*t.

Case in point me 27 out drinking punch bowl margaritas, jumping on the I-10 from Pensacola to Destin, 2 up, well over a 100mhp the whole way. Like I said stupid as sh*t.
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post #6 of 31 Old 05-29-2009, 5:02 PM
 
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Re: Insurance Question?

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Originally Posted by alchemist117 View Post
man they told me 543 a month just cuz im 17

a 30 year old could easily be just as stupid as me

impossible, read your own post. at 17 how would you even have enough experience to warrant buying a 1000rr. can you get a motorcycle license at your age where you live?

granted stupid knows no age limitations but maturity does. by no means am i insulting you either. at 17 i know myself and even being on bikes from a lil tike i couldnt have jumped on a liter bike let alone afford to insure it...


they put it at 543 a month so you will walk away
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post #7 of 31 Old 05-29-2009, 5:05 PM
 
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Re: Insurance Question?

i know what u mean i have a high maturity level

i can handle a liter bike

i got it for what it was ive been riding friends bikes and got tired of it

and there is no restriction on bikes down here 15 and u can have ur license for any size bike
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post #8 of 31 Old 05-29-2009, 5:28 PM
 
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Re: Insurance Question?

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Originally Posted by alchemist117 View Post
i know what u mean i have a high maturity level

i can handle a liter bike

i got it for what it was ive been riding friends bikes and got tired of it

and there is no restriction on bikes down here 15 and u can have ur license for any size bike

What he's saying is 17 + a liter bike = not enough experience.

He's right I've been on a bike since I was 8.

17 + a liter bike can = bad times.

I'm almost 30 and I still do sh*t without thinking about it.

At 17 forget about it, sure I was mature. Lived own my own, went to school and had a job. But still looking back, not as smart as I thought I was.
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post #9 of 31 Old 05-29-2009, 5:34 PM
 
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Re: Insurance Question?

thats what evry one says lol

ive seen what happens when ur stupid

it scares me alot and i mean a whole lot

i learned to ride on a 250 ninja my friend had then after 2 years he started to let me ride his turbo gixxer 750 bad idea had no idea what i put myself on but i grew to it


only broke the speed limit twice

and both times on a closed road

i know what u mean though it was stupid but i think i can hold myself back from bein and idot never do anything to put myself or others in danger



on track is different though lol
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post #10 of 31 Old 05-29-2009, 5:58 PM
 
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Re: Insurance Question?

State Farm has the best rates I've found. I pay $523 per year for full coverage (Yes, that's per year). I'm 36 and have no tickets on my record. Progressive quoted me around $900 per year.
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post #11 of 31 Old 05-30-2009, 12:46 AM Thread Starter
 
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Re: Insurance Question?

Thanks all for letting me know. I'll have to try State Farm. I got a brand new 2009 Repsol Edition #34 today. I rode it home and was totally in awe. I just can't stop staring at it in my garage.
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post #12 of 31 Old 05-30-2009, 3:27 AM
 
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Re: Insurance Question?

State farm for sure!
Also just to clarify, lack of time on a bike is what makes your rates higher then a older more experianced rider, even though they do stupid stuff too they tend to be smarter about doing it if that makes any sense.
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post #13 of 31 Old 05-30-2009, 12:01 PM
 
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Re: Insurance Question?

Quote:
Originally Posted by sparhawk10 View Post
Thanks all for letting me know. I'll have to try State Farm. I got a brand new 2009 Repsol Edition #34 today. I rode it home and was totally in awe. I just can't stop staring at it in my garage.
I know exactly how you feel. I just sit in my garage and stare at those rims and silver frame/swing arm. It's almost too pretty, too perfect.
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post #14 of 31 Old 05-30-2009, 12:04 PM
 
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Re: Insurance Question?

I pay something like 600/year for full coverage. 23 years old, 900rr, clean record, garaged, northern Illinois.
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post #15 of 31 Old 05-30-2009, 12:06 PM
 
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Re: Insurance Question?

Quote:
Originally Posted by sparhawk10 View Post
Thanks all for letting me know. I'll have to try State Farm. I got a brand new 2009 Repsol Edition #34 today. I rode it home and was totally in awe. I just can't stop staring at it in my garage.
Oh, and what do you mean by #34? Are you saying your VIN ends in 000034
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