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post #1 of 29 Old 11-17-2005, 3:23 PM Thread Starter
 
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Lost credit card question

It seems the bartender failed to return my ATM/Debit card when I closed my tab last night, in fear of unwanted charges when I got home I drained my checking account. I dont want to report the card lost/stolen since I dont want to go the weekend without any $$$$. What are my options here?
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post #2 of 29 Old 11-17-2005, 3:25 PM
 
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Re: Lost credit card question

Go get it, or report it stolen. At my bank at least, they can overnight a new card to you in an emergency. But, if you pulled all your cash out, you'll have money for the weekend, right?
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post #3 of 29 Old 11-17-2005, 3:27 PM
 
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Re: Lost credit card question

The real lesson is to give the bartender a credit card, even if it's maxed out, and switch to debit to pay.

I guard my debit card like my passport.



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post #4 of 29 Old 11-17-2005, 3:29 PM Thread Starter
 
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Re: Lost credit card question

Quote:
Originally Posted by ConqSoft
Go get it, or report it stolen. At my bank at least, they can overnight a new card to you in an emergency. But, if you pulled all your cash out, you'll have money for the weekend, right?
I was hoping I didnt have to report it stolen as I cant make it down there as quick as I want.

I didnt pull all the cash out, couldnt w/o my card, I transferred it to another account.
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post #5 of 29 Old 11-17-2005, 3:29 PM
 
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Re: Lost credit card question

I'd call and get it canceled right now. Maybe I'm just paranoid, but it's the safer thing to do. Like Conq said, they can probably have you a new one by tomorrow night anyway. Discover sent me a new one overnight last time I lost mine.
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post #6 of 29 Old 11-17-2005, 3:30 PM Thread Starter
 
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Re: Lost credit card question

Quote:
Originally Posted by luvtolean
The real lesson is to give the bartender a credit card, even if it's maxed out, and switch to debit to pay.

I guard my debit card like my passport.
I dont have any credit cards, they are the root of all evil. I'm going to use my drivers license from now on
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post #7 of 29 Old 11-17-2005, 3:43 PM
 
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Re: Lost credit card question

But then if you don't get that back, you're stuck and can't drive anywhere.
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post #8 of 29 Old 11-17-2005, 3:47 PM
 
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Re: Lost credit card question

Quote:
Originally Posted by MrX954
I dont have any credit cards, they are the root of all evil. I'm going to use my drivers license from now on
Everyone should have a credit card. Just get one with an incredibly low limit, like $200.



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post #9 of 29 Old 11-17-2005, 3:54 PM Thread Starter
 
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Re: Lost credit card question

Quote:
Originally Posted by luvtolean
Everyone should have a credit card. Just get one with an incredibly low limit, like $200.
I agree but when I asked my credit card company to lower my limit to $500 they said there was no way they could lower it that much, so I cancelled it.
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post #10 of 29 Old 11-17-2005, 3:54 PM
 
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Re: Lost credit card question

Quote:
Originally Posted by luvtolean
Everyone should have a credit card. Just get one with an incredibly low limit, like $200.
I agree. It's a great way to build a solid credit history. It's free money for a month if you pay your balance in full.

Look, lean, believe!!
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post #11 of 29 Old 11-17-2005, 3:59 PM
 
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Re: Lost credit card question

Every major electronics purchase I make is with a credit card. Double warranty protection, easy return if needed.
Same with airfare. Extra life insurance if needed.
Actually, I use a credit card for almost everything. Even the debit card I use as a credit card, because I get a cash back bonus every year if I do. Makes no difference to my account which way it is used, but because the bank charges the vendor more for CC charges than DC charges there is room to give kickbacks to account holders.
As long as you actually pay for the item you put on a card it is actually a great way to get bonuses and keep a high credit rating.

That said, I don't advise anyone to do it unless they are willing and able to keep on top of that last part.
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post #12 of 29 Old 11-17-2005, 4:25 PM
 
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Re: Lost credit card question

+1... I pay for everything with VISA Gold... that way every purchase I make is insured. As soon as I get home I just pay it back with online banking.

And then there's this asshole...
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post #13 of 29 Old 11-17-2005, 4:28 PM
 
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Re: Lost credit card question

Yep, I run pretty much everything through Amex. With work travel (and reimbursement) I've had some unbelievably large bills in the past.

Plan to use the Amex on the R6 too.



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post #14 of 29 Old 11-17-2005, 5:38 PM
 
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Re: Lost credit card question

Did you call the bar and ask if they have it??? We used to have them laying around when I worked at a resturant...
Chris
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post #15 of 29 Old 11-17-2005, 10:34 PM Thread Starter
 
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Re: Lost credit card question

Yes, I did they said they would keep it safe, as I am probably one of their longest patrons (8 years now) ((Yes I was 16 when I first started going there))
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