What would happen if you got sick? - Honda Motorcycles - FireBlades.org
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post #1 of 36 Old 12-13-2006, 5:36 AM Thread Starter
 
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What would happen if you got sick?

A friend of mine and coworker came down with cancer and will be in treatment for up to a year unable to work.

so far the 2 weeks of sick leave are done. she has expensive drugs to pay even though she has insurance. she estimates she has about 1 month of savings and 5 months of putting everything on creditcards.

first it is sad that she may die due to lack of money!

2 with all the bennies my company has all she gets is 2 weeks?

if i wreck my bike and break my leg i'm ok for 3 months? wierd.

If she ran up all her good credit paying for drugs she would be in debt for life. under the new rules there is no debt forgiveness.

so she may live a few more months then end up with nonstop calls from creditors then die any way due to lackm of funds for drugs and treatment. oh yea once the 2 weeks of sick leave is over and she can' t pay for the med insurace and the company lets her go she dies.

great country my ass i have fought for this country for 12 years only to see my father loose benifits as a 24 year vietnam vet adn people like beth loose life for what what is this great power for but to protect it's CITIZENS!

I go to county and see nothing but you know getting free treatment all day.

By the way my father was promised medical and dental for life. now i have to come up with 10gs to fix his teath.

so much for defending the country. as i do every time i put the uni on.

sorry for the rant bad spelling and punctuation. but i am sad and dismayed by the state of our great power and lack of care for our CITIZENS.

Please don't think i have anything but a patriotic heart adn pur love for the usa I just hate our pur policies of money or die.

peace.

Aliens general, everything about them is alien!
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post #2 of 36 Old 12-13-2006, 7:34 AM
 
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Re: What would happen if you got sick?

This is exactly why I have long term disability ins through work. 2 bucks a week is worth the peace.

I couldn't last as long as this woman.
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post #3 of 36 Old 12-13-2006, 7:45 AM
 
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Re: What would happen if you got sick?

i dont know what i would do. it would deffinately be a problem
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post #4 of 36 Old 12-13-2006, 8:08 AM
 
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Re: What would happen if you got sick?

That sucks. No short term disability from your company? We get short term, I think it's only 6 weeks. I pay extra to get long term disability, but it probably has a time limit, too. It's scary that you can come down with a debilitating illness, can't work, and then can't affort the meds. Very scary and very sad. I wish her the best.
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post #5 of 36 Old 12-13-2006, 8:08 AM
 
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Re: What would happen if you got sick?

Quote:
Originally Posted by Mojave954 View Post
This is exactly why I have long term disability ins through work. 2 bucks a week is worth the peace.

I couldn't last as long as this woman.
Yep. I have LT Disability from work, and a seperate policy from American Express.

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post #6 of 36 Old 12-13-2006, 8:09 AM
 
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Re: What would happen if you got sick?

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Originally Posted by HondaGalToo View Post
I pay extra to get long term disability, but it probably has a time limit, too.
It should pay for as long as you cannot perform your current job. However long that is.

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post #7 of 36 Old 12-13-2006, 8:17 AM
 
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Re: What would happen if you got sick?

God Bless her...I hope something can be worked out. Did you ever consider doing a fundraiser for her?
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post #8 of 36 Old 12-13-2006, 8:26 AM
 
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Re: What would happen if you got sick?

All governments suck.

So that is a given but what makes the USA great is NOT the government it is the people. So what are YOU doing to help? There is coworkers, churches and charity orginizations that might be a source of help. Step up and help your fellow man (lady) All that might be required is a positive attitude helping to guide her some to find the help (I am sure she is scared and depressed). Even if the company lets her go there is COBRA, how about an office pool to help her? As far as the debt, who cares help her LIVE then worry about the minor stuff.

Just some thoughts

Must obey the sheep dog
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post #9 of 36 Old 12-13-2006, 8:34 AM
 
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Re: What would happen if you got sick?

Yeah, after all universal health care was just another left-wing plot from a bunch of bleeding heart liberals.
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post #10 of 36 Old 12-13-2006, 9:03 AM
 
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Re: What would happen if you got sick?

I was lucky in having six months temporary disability through my employer, as well as the industry standard insurance. I ended up using all but a few weeks of my disability - didn't miss a paycheck, thank God. In hindsight I would, as a motorcyclist, get additional coverage for what your employers insurance doesn't cover.

I've still spent over $25k out of my own pocket on what happened to me.
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post #11 of 36 Old 12-13-2006, 9:04 AM
 
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Re: What would happen if you got sick?

This is a subject that I do know a little about.
My wife was diagnosed with stage three cancer in April 2001.
I will not put you all through the details of all we went through (if anyone has any questions, ask).
But here are a few things we have learned:
An illness or injury of this magnitude will take everything you have physically, mentally, emotionally, spiritually, and financially to deal with it.
Sheep and Smooth are right, friends, family, church, fundraisers, etc., are all important, if not essential. There are programs out there that will help if one is diligent to ask, seek, and knock, and keep doing so. Main thing DO NOT give up! In ANY way, no mater how hard it WILL get.
Doctors, Hospitals, diagnostic services, will work with you financially if you ask and are truly willing to pay.
Steingar, universal health care, at least in any situation I have seen so far, IS NOT THE SOLUTION!!!! Trust me you DO NOT want your life, or the life of someone you LOVE, at the mercy of any government!
What is this woman's name? We will definitely pray for her.

Last edited by leelover; 12-14-2006 at 8:36 AM. Reason: Forgot smooth
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post #12 of 36 Old 12-13-2006, 9:15 AM
 
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Re: What would happen if you got sick?

Didn't mean to say it was, just that it was vilified in my view a bit unjustly, considering the aims.

Best of luck, that's a tough break. I hope it turns out OK.
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post #13 of 36 Old 12-13-2006, 9:25 AM
 
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Re: What would happen if you got sick?

Universal health care would create more problems than anyone currently has. It is the wrong answer to everything.
The right answer is to get both ST and LT disablility insurance.
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post #14 of 36 Old 12-13-2006, 9:27 AM
 
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Re: What would happen if you got sick?

i need to check into that
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post #15 of 36 Old 12-13-2006, 9:51 AM
 
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Re: What would happen if you got sick?

not that it matters too much because I dont make that much money and am still partially dependant on my parents while i work my way through college but I do have disability insurance that pays out for injuries. $500 a digit and $75 per stitch after 3 stitches. Plus life insurance and all that jazz..
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